, but now
” on drug plans.
warned seniors to “beware of extra charges.”
The system, known as reference-based pricing, is used by dozens of plans offering coverage through Medicare’s Part D drug-insurance program. Under reference-based pricing, patients who insist on certain brand-name drugs when a cheaper generic version is available are charged a much higher price — typically representing the difference between the cost of the two drugs, plus Read the rest of this entry »

At a recent reunion of relatives on her mother’s side, Kathleen Ruby’s cousins, grandparents, aunts and uncles ranged from 5ft 10in to 6ft 5in, with dark hair and brown eyes. Most were party-loving extroverts.
Kathleen, a 26-year-old psychology student, is 5ft 2in with dark blue eyes. She rarely drinks, is a vegetarian, and loves nature and the outdoors.
‘I stood out like a sore thumb,’ says Kathleen, ‘but it didn’t matter, because I already knew Read the rest of this entry »

Almost everyone fantasizes about swapping the cubicle and BlackBerry for a life of leisure while they’re young enough to enjoy it.
Millions work long hours to make the fantasy a reality, and in these rough economic times, others have simply taken buyouts. But America’s patchwork health-care system is making those transitions harder.
Too young to qualify for Medicare and rarely covered by employers, early retirees can face premiums they never dreamed Read the rest of this entry »