<?xml version="1.0" encoding="UTF-8"?>
<rss version="2.0"
	xmlns:content="http://purl.org/rss/1.0/modules/content/"
	xmlns:wfw="http://wellformedweb.org/CommentAPI/"
	xmlns:dc="http://purl.org/dc/elements/1.1/"
	xmlns:atom="http://www.w3.org/2005/Atom"
	xmlns:sy="http://purl.org/rss/1.0/modules/syndication/"
	xmlns:slash="http://purl.org/rss/1.0/modules/slash/"
	>

<channel>
	<title>Medical blog &#187; prices</title>
	<atom:link href="http://www.raganvirtualworkshops.com/tag/prices/feed" rel="self" type="application/rss+xml" />
	<link>http://www.raganvirtualworkshops.com</link>
	<description>Medical News and Health Information</description>
	<lastBuildDate>Tue, 24 Feb 2009 11:24:34 +0000</lastBuildDate>
	<generator>http://wordpress.org/?v=2.9.1</generator>
	<language>en</language>
	<sy:updatePeriod>hourly</sy:updatePeriod>
	<sy:updateFrequency>1</sy:updateFrequency>
			<item>
		<title>Tenet 4Q Loss Narrows On Higher Prices; Sees More Red Ink</title>
		<link>http://www.raganvirtualworkshops.com/20950.php4</link>
		<comments>http://www.raganvirtualworkshops.com/20950.php4#comments</comments>
		<pubDate>Tue, 24 Feb 2009 11:24:34 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Health]]></category>
		<category><![CDATA[News]]></category>
		<category><![CDATA[Higher]]></category>
		<category><![CDATA[loss]]></category>
		<category><![CDATA[more]]></category>
		<category><![CDATA[narrows]]></category>
		<category><![CDATA[prices]]></category>
		<category><![CDATA[sees]]></category>
		<category><![CDATA[Tenet]]></category>

		<guid isPermaLink="false">http://www.antinode.org/20950.php4</guid>
		<description><![CDATA[Tenet Healthcare Corp.&#8217;s
 (THC) fourth-quarter loss narrowed as the hospital
operator saw improved results amid higher prices.
 The company also projected a 2009 loss bigger than expectations,
 , according to
Thomson Reuters. Revenue is seen rising to
 $9 billion to $9.2 billion
 , in line
with estimates, with admissions growth of as much as 1%. Last year&#8217;s admissions
increase [...]]]></description>
			<content:encoded><![CDATA[<p>Tenet Healthcare Corp.&#8217;s<br />
 (THC) fourth-quarter loss narrowed as the hospital<br />
operator saw improved results amid higher prices.<br />
 The company also projected a 2009 loss bigger than expectations,<br />
 , according to<br />
Thomson Reuters. Revenue is seen rising to<br />
 $9 billion to $9.2 billion<br />
 , in line<br />
with estimates, with admissions growth of as much as 1%. Last year&#8217;s admissions<br />
increase was 1.2%.<br />
 Tenet, which has been struggling to gain its footing after<span id="more-20950"></span> settling government<br />
probes in 2006 over past pricing plans, has changed management, shed hospitals<br />
and made improvements that earned it good-quality ratings from the Department of<br />
Health and Human Services. Still, it faces high supply costs, delays in key<br />
asset sales and high debt levels.<br />
 , or<br />
 a share, compared with a<br />
year-earlier net loss of<br />
 , or<br />
 a share. The latest quarter<br />
included a<br />
 write-down from the sale two weeks ago of facilities at<br />
the University of Southern California.<br />
 Revenue increased 5.7% to<br />
 $2.2 billion<br />
 .<br />
 $2.21 billion<br />
 .<br />
 Hospitals have struggled for years with tepid volumes of commercially insured<br />
patients and large numbers of uninsured patients who can&#8217;t pay their medical<br />
bills. Now, the credit crisis has prompted many hospitals to delay capital<br />
spending and the recession threatens to further erode business.<br />
 Same-hospital adjusted earnings before interest, taxes, depreciation and<br />
amortization, the industry benchmark used to track the financial performance of<br />
those hospitals under a company&#8217;s wing for more than a year, climbed 27%.<br />
 Same-hospital admissions edged down 0.2%, as more-profitable commercial<br />
managed-care admissions fell 3% and government managed-care admissions increased<br />
10.1%. But inpatient revenue per admission increased 3.6%, with the increase for<br />
outpatients at 7%.<br />
 The company&#8217;s bad debt expense increased 23%, hurt in part by a decline in its<br />
self-pay collection rate. There is concern that the weak economy, including job<br />
losses in particular, will lead to more uninsured patients, uncompensated care<br />
and bad debt.<br />
 Shares were up 12.2% at<br />
 $1.10<br />
 a share premarket. The stock has lost more than<br />
three-quarters of its value since August.<br />
 , Dow Jones Newswires; 201-938-2310; shirleen.dorman@<br />
dowjones.com<br />
 (END) Dow Jones Newswires<br />
  02-24-09 0825ET<br />
  Copyright (c) 2009 Dow Jones &#038; Company, Inc.</p>
]]></content:encoded>
			<wfw:commentRss>http://www.raganvirtualworkshops.com/20950.php4/feed</wfw:commentRss>
		<slash:comments>99</slash:comments>
		</item>
		<item>
		<title>Gyms are slashing prices</title>
		<link>http://www.raganvirtualworkshops.com/13664.php4</link>
		<comments>http://www.raganvirtualworkshops.com/13664.php4#comments</comments>
		<pubDate>Sun, 14 Dec 2008 19:25:27 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Health]]></category>
		<category><![CDATA[gyms]]></category>
		<category><![CDATA[prices]]></category>
		<category><![CDATA[Slashing]]></category>

		<guid isPermaLink="false">http://www.antinode.org/13664.php4</guid>
		<description><![CDATA[* A 30-day money-back guarantee at L.A. Boxing (
 ).
 &#8220;Gyms realize these are tough economic times, for themselves as well as their members,&#8221; says Joe Moore, chief executive of the International Health, Racquet &#038; Sportsclub Assn., a fitness trade group.
 Even independent gyms are offering deals,  so talk to the manager.
 Moore recommends [...]]]></description>
			<content:encoded><![CDATA[<p>* A 30-day money-back guarantee at L.A. Boxing (<br />
 ).<br />
 &#8220;Gyms realize these are tough economic times, for themselves as well as their members,&#8221; says Joe Moore, chief executive of the International Health, Racquet &#038; Sportsclub Assn., a fitness trade group.<br />
 Even independent gyms are offering deals,  so talk to the manager.<br />
 Moore recommends that new and old gym members review  benefits online or in the information package they  are typically handed<span id="more-13664"></span> when they sign up. Go through the materials with a staff member  to be sure you know what you&#8217;re getting. Then heck, ask for a little more &#8212; gym membership in the U.S. was down 3% in 2007 (there are no numbers yet for 2008)  and clubs might consider throwing in a  free month, a bigger membership discount,  passes for a workout buddy,  free or discounted personal training sessions or a free trial for a service the club otherwise charges for, such as a pool.<br />
 Monthly fees at luxury gyms such as SportsClub/LA, Equinox (<br />
 ) and many hotel fitness centers that take monthly members can run north of $100. For hundreds to even $1,000 or so less each year, consider giving up the plush carpet and free mouthwash. Many  lower-priced chains can  charge less because they leave out expensive amenities such as spa, cafe and baby sitting, but they still offer cutting-edge equipment and, often, classes. Some even offer access 24/7, which the high-end clubs don&#8217;t usually match, or give access to any club in the network, useful for when you&#8217;re traveling.<br />
 Make sure to ask about all fees, however, and whether you can sign up month to month, rather than be locked into a full-year contract. And be sure to ask about cancellation rules, even for month-to-month contracts. Some clubs charge an enrollment fee but will often waive it if asked.<br />
 ) &#8212; 24/7 access. Fees about $40 per month, deals on couple and family memberships. Month-to-month contract.<br />
 ) &#8212; access 24/7, key fee of about $35, monthly rate about $35. May require year contract plus initiation fee of about $50. Ask for best deal.<br />
 ). Monthly rate about $29; may require year contract plus initiation fee of about $50. Ask for best deal.<br />
 * Out of work? If  you&#8217;re locked into a year-long contract, ask the club if it will freeze your membership until you start working again, at least for a few months.<br />
 * Check payment details before you hand over your check or credit card. Best bet is a club that bills each month rather than via a deduction from a credit or checking account, though many clubs will insist on the deduction.  You also don&#8217;t want to be locked into a year contract, if possible &#8212; you could change your mind or move.<br />
 * Before you sign, be sure you&#8217;re clear on what&#8217;s free and what you pay extra for. If classes are extra, you may want to find a club that includes them in the membership fee.<br />
 * Clubs often offer one or two personal training sessions free when you sign up. It&#8217;s cool to have someone work with only you, but it&#8217;s also expensive &#8212; $50 to $300 per hour, on average. If that&#8217;s not in your budget, consider these options: Ask for more free passes, ask  trainers you like if they are ever on the floor to offer gratis coaching and find out if the club offers small training classes at rates well below the one-on-one sessions.<br />
 * Check your company benefits to see if free or discounted gym memberships are offered.<br />
 * Many health insurers offer discounts at specific gyms. Call the membership number on your insurance card or check the insurer&#8217;s website.<br />
 * If your doctor  prescribes a gym membership to help treat a problem such as arthritis, you may be able to use your flexible spending account &#8212; a pretax account for medical expenses some firms set up for employees. Ask the doctor if a prescription is appropriate, then show it to the person at your firm who manages employee benefits and ask if your company will allow gym use to be covered by the account.</p>
]]></content:encoded>
			<wfw:commentRss>http://www.raganvirtualworkshops.com/13664.php4/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Hagglers chip away at prices</title>
		<link>http://www.raganvirtualworkshops.com/10036.php4</link>
		<comments>http://www.raganvirtualworkshops.com/10036.php4#comments</comments>
		<pubDate>Tue, 11 Nov 2008 04:11:48 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[away]]></category>
		<category><![CDATA[Chip]]></category>
		<category><![CDATA[Hagglers]]></category>
		<category><![CDATA[prices]]></category>

		<guid isPermaLink="false">http://www.antinode.org/10036.php4</guid>
		<description><![CDATA[And it&#8217;s the big-ticket technology toys that seem to be targeted most often. While a random sampling of local consumers saw a willingness to try to bargain down prices on a host of objects including computers and refrigerators, most seem to aim their haggling at high-tech items. And they&#8217;re finding some surprising results.
 &#8220;I&#8217;ve been [...]]]></description>
			<content:encoded><![CDATA[<p>And it&#8217;s the big-ticket technology toys that seem to be targeted most often. While a random sampling of local consumers saw a willingness to try to bargain down prices on a host of objects including computers and refrigerators, most seem to aim their haggling at high-tech items. And they&#8217;re finding some surprising results.<br />
 &#8220;I&#8217;ve been to plenty of third-world countries; I know how haggling works there,&#8221; says Yair Flicker, co-founder of Baltimore-based<span id="more-10036"></span> SmartLogic Solutions, a software and consulting outfit. &#8220;It seems to be this big secret that people don&#8217;t know about, that you can actually go to these big-name stores and work out a price.&#8221;<br />
 Flicker, who was in the market for a pair of big-screen plasma TVs, went to a local Best Buy ready to barter. He ended up getting $250 knocked off the $3,700 price. Not a lot, percentage-wise, but $250 is $250.<br />
 &#8220;The original guy wasn&#8217;t that helpful,&#8221; he says. &#8220;But if the first guy can&#8217;t help you, then speak to the manager.&#8221;<br />
 It helps to do your homework beforehand. Sometimes, it&#8217;s enough just to ask. But other times, the clincher is being able to say that you saw the same or a similar item elsewhere for a lesser price.<br />
 &#8220;They&#8217;ll try to find you something that will save you money if they see you walking,&#8221; says Chicago-based Realtor Dean Moss.<br />
 &#8220;It&#8217;s just a matter of simply asking,&#8221; says Moss, who said he recently saved about 10 percent on a TV purchase simply by broaching the subject of a discount. &#8220;Most people are just embarrassed to do so; they feel it makes them look poor.&#8221;<br />
 Some stores have taken steps to help. Although it&#8217;s unlikely any big-box retail store openly would invite people to come in and haggle (a practice normally reserved, at least in this country, for car and home purchases), many offer enticements for the comparison shopper.<br />
 Sears and Best Buy, for instance, offer best-price guarantees, promising to match any retail price and even top it by 10 percent.<br />
 Charles Ostrander, a manager at Best Buy, says he hasn&#8217;t noticed an increasing number of customers looking to haggle. But when customers do come in looking for a bargain, or insisting they only have $1,000 to pay for that $1,200 home entertainment system, he and his sales staff are eager to investigate options &#8211; maybe steer them toward a less expensive model, or find a floor model or returned item they can offer for less. And there&#8217;s still that price guarantee to fall back on.<br />
 &#8220;We&#8217;re going to find them something that suits their needs,&#8221; he says.<br />
 Shoppers determined to get the best price possible have one invaluable tool at their disposal: the Internet. Almost all retail stores maintain Web sites with prices, making comparison shopping much easier than when you had to drive from store to store or spend hours on the phone.<br />
 Still, when it comes to bargains, there seems no substitute for good old-fashioned gumption. Most people would never dream of going into an electronics store and bartering over the price of that digital camera they&#8217;ve always wanted.<br />
 Which could mean that those who do automatically gain an upper hand.<br />
 When it comes to haggling, Tim Kassouf, who works for Towson-based G.1440, an Internet technology company, insists, &#8220;Man, I&#8217;m your guy. That&#8217;s all I ever do.&#8221;<br />
 &#8220;About 90 percent of the time, you&#8217;re going to get some sort of discount,&#8221; he says with a noticeable sense of triumph. &#8220;I don&#8217;t think most people understand that &#8230; the price is an offer. It&#8217;s not set in stone.&#8221;</p>
]]></content:encoded>
			<wfw:commentRss>http://www.raganvirtualworkshops.com/10036.php4/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Gyms are slashing prices</title>
		<link>http://www.raganvirtualworkshops.com/13666.php4</link>
		<comments>http://www.raganvirtualworkshops.com/13666.php4#comments</comments>
		<pubDate>Tue, 30 Sep 2008 01:38:09 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Health]]></category>
		<category><![CDATA[gyms]]></category>
		<category><![CDATA[prices]]></category>
		<category><![CDATA[Slashing]]></category>

		<guid isPermaLink="false">http://www.antinode.org/13666.php4</guid>
		<description><![CDATA[* A 30-day money-back guarantee at L.A. Boxing (
 ).
 &#8220;Gyms realize these are tough economic times, for themselves as well as their members,&#8221; says Joe Moore, chief executive of the International Health, Racquet &#038; Sportsclub Assn., a fitness trade group.
 Even independent gyms are offering deals,  so talk to the manager.
 Moore recommends [...]]]></description>
			<content:encoded><![CDATA[<p>* A 30-day money-back guarantee at L.A. Boxing (<br />
 ).<br />
 &#8220;Gyms realize these are tough economic times, for themselves as well as their members,&#8221; says Joe Moore, chief executive of the International Health, Racquet &#038; Sportsclub Assn., a fitness trade group.<br />
 Even independent gyms are offering deals,  so talk to the manager.<br />
 Moore recommends that new and old gym members review  benefits online or in the information package they  are typically handed<span id="more-13666"></span> when they sign up. Go through the materials with a staff member  to be sure you know what you&#8217;re getting. Then heck, ask for a little more &#8212; gym membership in the U.S. was down 3% in 2007 (there are no numbers yet for 2008)  and clubs might consider throwing in a  free month, a bigger membership discount,  passes for a workout buddy,  free or discounted personal training sessions or a free trial for a service the club otherwise charges for, such as a pool.<br />
 Monthly fees at luxury gyms such as SportsClub/LA, Equinox (<br />
 ) and many hotel fitness centers that take monthly members can run north of $100. For hundreds to even $1,000 or so less each year, consider giving up the plush carpet and free mouthwash. Many  lower-priced chains can  charge less because they leave out expensive amenities such as spa, cafe and baby sitting, but they still offer cutting-edge equipment and, often, classes. Some even offer access 24/7, which the high-end clubs don&#8217;t usually match, or give access to any club in the network, useful for when you&#8217;re traveling.<br />
 Make sure to ask about all fees, however, and whether you can sign up month to month, rather than be locked into a full-year contract. And be sure to ask about cancellation rules, even for month-to-month contracts. Some clubs charge an enrollment fee but will often waive it if asked.<br />
 ) &#8212; 24/7 access. Fees about $40 per month, deals on couple and family memberships. Month-to-month contract.<br />
 ) &#8212; access 24/7, key fee of about $35, monthly rate about $35. May require year contract plus initiation fee of about $50. Ask for best deal.<br />
 ). Monthly rate about $29; may require year contract plus initiation fee of about $50. Ask for best deal.<br />
 * Out of work? If  you&#8217;re locked into a year-long contract, ask the club if it will freeze your membership until you start working again, at least for a few months.<br />
 * Check payment details before you hand over your check or credit card. Best bet is a club that bills each month rather than via a deduction from a credit or checking account, though many clubs will insist on the deduction.  You also don&#8217;t want to be locked into a year contract, if possible &#8212; you could change your mind or move.<br />
 * Before you sign, be sure you&#8217;re clear on what&#8217;s free and what you pay extra for. If classes are extra, you may want to find a club that includes them in the membership fee.<br />
 * Clubs often offer one or two personal training sessions free when you sign up. It&#8217;s cool to have someone work with only you, but it&#8217;s also expensive &#8212; $50 to $300 per hour, on average. If that&#8217;s not in your budget, consider these options: Ask for more free passes, ask  trainers you like if they are ever on the floor to offer gratis coaching and find out if the club offers small training classes at rates well below the one-on-one sessions.<br />
 * Check your company benefits to see if free or discounted gym memberships are offered.<br />
 * Many health insurers offer discounts at specific gyms. Call the membership number on your insurance card or check the insurer&#8217;s website.<br />
 * If your doctor  prescribes a gym membership to help treat a problem such as arthritis, you may be able to use your flexible spending account &#8212; a pretax account for medical expenses some firms set up for employees. Ask the doctor if a prescription is appropriate, then show it to the person at your firm who manages employee benefits and ask if your company will allow gym use to be covered by the account.</p>
]]></content:encoded>
			<wfw:commentRss>http://www.raganvirtualworkshops.com/13666.php4/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Premium prices growing faster than paychecks, report says</title>
		<link>http://www.raganvirtualworkshops.com/5641.php4</link>
		<comments>http://www.raganvirtualworkshops.com/5641.php4#comments</comments>
		<pubDate>Sun, 29 Jun 2008 08:10:09 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Health]]></category>
		<category><![CDATA[Faster]]></category>
		<category><![CDATA[growing]]></category>
		<category><![CDATA[paychecks]]></category>
		<category><![CDATA[Premium]]></category>
		<category><![CDATA[prices]]></category>
		<category><![CDATA[Report]]></category>
		<category><![CDATA[says]]></category>
		<category><![CDATA[Than]]></category>

		<guid isPermaLink="false">http://www.antinode.org/5641.php4</guid>
		<description><![CDATA[Excerpts from the Globe&#8217;s blog on the Boston-area medical community.
 For Massachusetts families, health insurance premiums are growing faster than their paychecks while their coverage gets thinner, a report issued today says.
 The findings, based on federal census, labor, and healthcare data, coincide with a Boston Globe-Blue Cross Blue Shield of Massachusetts Foundation poll released [...]]]></description>
			<content:encoded><![CDATA[<p>Excerpts from the Globe&#8217;s blog on the Boston-area medical community.<br />
 For Massachusetts families, health insurance premiums are growing faster than their paychecks while their coverage gets thinner, a report issued today says.<br />
 The findings, based on federal census, labor, and healthcare data, coincide with a Boston Globe-Blue Cross Blue Shield of Massachusetts Foundation poll released last week that says even though more Bay State residents have<span id="more-5641"></span> health insurance than others across the country, a significant portion still have trouble paying their medical bills.<br />
 Families USA, a Washington healthcare advocacy group, found that in Massachusetts, family healthcare premiums rose 6.7 times faster than median earnings for individual workers from 2000 through 2007. At the same time, employers are asking workers to share more of the coverage costs through copayments or deductibles for hospital care and prescription drugs, sometimes eliminating some benefits completely.<br />
 The average annual family health plan premium went up from $7,341 to $13,040, or 77.6 percent. Of that increase, the employer&#8217;s portion went up by $3,899 and the worker&#8217;s portion grew by $1,800. For individuals, the average annual premium rose from $2,719 to $4,719. The employer paid $1,465 more and the worker paid $1,071 for the individual coverage.<br />
 Over the eight year-period, the median earnings of a Massachusetts worker increased from $30,964 to $34, 542, or 11.6 percent. &#8220;Real&#8221; earnings, adjusted for inflation, actually declined, the report says.<br />
 Nationwide, premiums rose 78.3 percent while earnings rose 14.5 percent. That means premiums increased 5.4 times faster than wages.<br />
 &#8220;In Massachusetts, health insurance premiums are rising considerably faster than workers earnings,&#8221; the report says. &#8220;As a result, healthcare costs are consuming ever-larger portions of family budgets and causing substantial hardships.&#8221;<br />
 Health Care For All has appointed Amy Whitcomb Slemmer its new executive director. She succeeds John McDonough, who left the organization in May to join the Washington staff of US Senator Edward M. Kennedy.<br />
 Slemmer comes to Health Care For All from the American Red Cross in Washington, DC, where she was executive officer of biomedical services. She has also been a legislative counsel for the the National Association of People with AIDS, and director of public education for the Health Care Reform Project.<br />
 Two groups working on ways to detect disease outbreaks around the world have received further support to find disease hot spots. HealthMap, a project of Children&#8217;s Hospital Boston and Harvard Medical School, and ProMED-mail, an electronic disease-reporting tool of the International Society of Infectious Diseases, together have won a $3 million grant from<br />
 to improve disease detection.</p>
]]></content:encoded>
			<wfw:commentRss>http://www.raganvirtualworkshops.com/5641.php4/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Humana Keeps Earnings Forecast After Raising Prices for Elderly</title>
		<link>http://www.raganvirtualworkshops.com/17802.php4</link>
		<comments>http://www.raganvirtualworkshops.com/17802.php4#comments</comments>
		<pubDate>Wed, 09 Apr 2008 14:39:25 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Health]]></category>
		<category><![CDATA[after]]></category>
		<category><![CDATA[Earnings]]></category>
		<category><![CDATA[Elderly]]></category>
		<category><![CDATA[forecast]]></category>
		<category><![CDATA[Humana]]></category>
		<category><![CDATA[keeps]]></category>
		<category><![CDATA[prices]]></category>
		<category><![CDATA[raising]]></category>

		<guid isPermaLink="false">http://www.antinode.org/17802.php4</guid>
		<description><![CDATA[Feb. 2 (Bloomberg) &#8211;
 , the second-biggest
provider of U.S.-funded health insurance, beat analysts’
estimates for fourth-quarter revenue and said higher prices for
elderly customers will help it meet its 2009 profit forecast.
 Revenue climbed 18 percent from a year earlier to $7.49
billion because of higher enrollment in health plans, the
Louisville, Kentucky-based company said today in a statement.
That [...]]]></description>
			<content:encoded><![CDATA[<p>Feb. 2 (Bloomberg) &#8211;<br />
 , the second-biggest<br />
provider of U.S.-funded health insurance, beat analysts’<br />
estimates for fourth-quarter revenue and said higher prices for<br />
elderly customers will help it meet its 2009 profit forecast.<br />
 Revenue climbed 18 percent from a year earlier to $7.49<br />
billion because of higher enrollment in health plans, the<br />
Louisville, Kentucky-based company said today in a statement.<br />
That compares with an average $7.35 billion<span id="more-17802"></span> in a Bloomberg survey<br />
of a dozen<br />
 .<br />
 Humana said it expects to earn $5.90 to $6.10 a<br />
 this<br />
year, helped by a 64 percent increase in average premiums for its<br />
biggest U.S. Medicare-backed drug plans for the elderly. In 2008,<br />
drug plans derailed Humana’s profit goals because a larger number<br />
of sicker people joined the plans and generated higher-than-<br />
anticipated claims. The company raised premiums, a move that the<br />
Humana says may drive away 1.2 million more expensive customers.<br />
 “They’re better off being very careful in their pricing,<br />
even if it means giving up some enrollment,” said<br />
 , an<br />
analyst with Sanford C. Bernstein &#038; Co. in New York, in a<br />
telephone interview today. Medicare drug plans have “fairly<br />
tight margins.”<br />
 At year-end, Humana covered 3.1 million customers in<br />
Medicare drug plans. Membership will plunge to fewer than 2<br />
million in 2009, according to the statement.<br />
 down 28 percent in the fourth quarter, to $174.1 million,<br />
or $1.03 a share. Earnings missed by 3 cents a share the average<br />
estimate of analysts surveyed by Bloomberg. Earnings for the year<br />
were $3.83 a share.<br />
 The company reported a 23 percent decline in investment<br />
income for the fourth quarter to $66.2 million.<br />
 Humana fell $1.76, or 4.4 percent, to $37.93 on Jan. 30 in<br />
New York Stock exchange composite<br />
 . The shares sank 52<br />
percent in the 12 months before today.<br />
 , the<br />
largest U.S. health insurer, in Medicare-subsidized plans for the<br />
elderly.<br />
 Humana covered 1.4 million people in plans known as Medicare<br />
Advantage, which provide drug coverage and extras not offered by<br />
traditional Medicare. That figure will increase by as much as<br />
75,000 this year, after Humana raised prices on most of its<br />
Advantage plans, compared with 292,000 new customers last year,<br />
the company said.<br />
 The insurer also provides coverage through Medicaid, the<br />
state-federal program for the poor, and Tricare, for military<br />
personnel, families and retirees.<br />
 Humana spent 83.3 percent of premium revenue from the<br />
government on medical care in the fourth quarter, compared with<br />
80.3 percent a year earlier, because of the drug costs, according<br />
to the company.<br />
 Many of those unanticipated costs were in plans that offered<br />
zero premiums and out-of-pocket costs known as co-payments, said<br />
 , an analyst at CRT Capital Group in Stamford,<br />
Connecticut.<br />
 “Seniors understand free,” she said in a Jan. 8 telephone<br />
interview. “All you have to do is say ‘free,’ and everyone lines<br />
up. Zero co-pays are an invitation to high utilization.”<br />
 In fourth-quarter earnings reported in the past 11 days,<br />
UnitedHealth’s net income declined 40 percent from a year earlier<br />
and<br />
 ’s fell 61 percent. Philadelphia-based<br />
 is scheduled to announce earnings this week, and<br />
 , of Hartford, Connecticut, plans to release them next week.<br />
 .<br />
 Last Updated: February  2, 2009  07:49 EST</p>
]]></content:encoded>
			<wfw:commentRss>http://www.raganvirtualworkshops.com/17802.php4/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>City goes on a crash diet as rice prices hit the roof</title>
		<link>http://www.raganvirtualworkshops.com/2165.php4</link>
		<comments>http://www.raganvirtualworkshops.com/2165.php4#comments</comments>
		<pubDate>Sat, 29 Mar 2008 17:37:22 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[City]]></category>
		<category><![CDATA[crash]]></category>
		<category><![CDATA[Diet]]></category>
		<category><![CDATA[goes]]></category>
		<category><![CDATA[prices]]></category>
		<category><![CDATA[rice]]></category>
		<category><![CDATA[roof]]></category>

		<guid isPermaLink="false">http://www.antinode.org/2165.php4</guid>
		<description><![CDATA[
Hyderabad:
With rice prices soaring, the demand for Hyderabadi&#8217;s staple food item is
dipping. Grocery store owners say the demand for rice has gone down
significantly .
 &#8220;Earlier while we would keep 2-3 varieties of rice,
now we have restricted it to mere one, as the procurement cost is high and there
is not much margin for profit . Even [...]]]></description>
			<content:encoded><![CDATA[<p><object width="425" height="355"><param name="movie" value="http://www.youtube.com/v/3b78UoPMF9Y&#038;rel=1"></param><param name="wmode" value="transparent"></param><embed src="http://www.youtube.com/v/3b78UoPMF9Y&#038;rel=1" type="application/x-shockwave-flash" wmode="transparent" width="425" height="355"></embed></object></p>
<p>Hyderabad:<br />
With rice prices soaring, the demand for Hyderabadi&#8217;s staple food item is<br />
dipping. Grocery store owners say the demand for rice has gone down<br />
significantly .<br />
 &#8220;Earlier while we would keep 2-3 varieties of rice,<br />
now we have restricted it to mere one, as the procurement cost is high and there<br />
is not much margin for profit . Even the demand has gone down by 50 per cent due<br />
to prices escalating high,&#8221; says a grocery store owner in Sindhi<span id="more-2165"></span> Colony.<br />
 Rice retailers point out that Sona Masuri, which they earlier<br />
procured for Rs 18 to Rs 19, is now available at Rs 25 and that they have to<br />
sell it for Rs 28, says a retailer in Sindhi Colony. He says selling rice at the<br />
rate prescribed by the government is not possible , and they are forced to sell<br />
surreptitiously to customers at a higher price.<br />
 The price of the<br />
cheapest variety &#8220;tukda rice&#8221; has shot from Rs 9 to Rs 15 as a large part of the<br />
supply of this variety is procured by the government to sell at fair price shops<br />
for Rs 2 a kg and there is little left for its sale in the market . Sona masoori<br />
regular which was earlier available for Rs 20 to Rs 22 per kg has now shot to Rs<br />
28. Sona masoori premium which ranged from 24-26 per kg can now be availed only<br />
after shelling Rs 32 per kg. Eating Jeera rice and Basmati Kohinoor would be no<br />
less than a luxury now with their prices making an almost 40 per cent jump.<br />
 Rice eaters in the city are complaining about the adjustments they<br />
are now being forced to make. Alivelu Atmakuri, a homemaker , says it pains when<br />
adjustments have to be made in the staple food item. &#8220;Rice is part of daily diet<br />
and cannot be left out even if the prices are soaring and we cannot adjust by<br />
compromising on quality drastically too. So, the budget suffers.&#8221; Local<br />
businessman P Venkatesh Babu adds that compromising on quality is not the best<br />
option. &#8220;We try to make up a little by buying in bulk.&#8221; While the city procures<br />
most of its rice from Mirayalguda , now some varieties of rice are being<br />
procured from East and West Godavari as well. &#8220;The civil supplies department is<br />
supplying rice Rs 18 per kg variety to kirana stores but that can be bought only<br />
up to 5 kg by ration card holders ,&#8221; says a rice retailer.<br />
 There is<br />
another subsidized variety of rice available with stores, but they say there are<br />
few takers &#8220;since the minimum purchase for the subsidized rice is 10 kg,&#8221; says a<br />
store owner.<br />
 &#8220;Moreover, not many people are showing interest in<br />
buying this quality as it gets sticky after cooking and we do not provide any<br />
guarantee for it,&#8221; the retailer adds.</p>
]]></content:encoded>
			<wfw:commentRss>http://www.raganvirtualworkshops.com/2165.php4/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Gyms are slashing prices</title>
		<link>http://www.raganvirtualworkshops.com/13675.php4</link>
		<comments>http://www.raganvirtualworkshops.com/13675.php4#comments</comments>
		<pubDate>Fri, 19 Oct 2007 21:18:47 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Health]]></category>
		<category><![CDATA[gyms]]></category>
		<category><![CDATA[prices]]></category>
		<category><![CDATA[Slashing]]></category>

		<guid isPermaLink="false">http://www.antinode.org/13675.php4</guid>
		<description><![CDATA[* A 30-day money-back guarantee at L.A. Boxing (
 ).
 &#8220;Gyms realize these are tough economic times, for themselves as well as their members,&#8221; says Joe Moore, chief executive of the International Health, Racquet &#038; Sportsclub Assn., a fitness trade group.
 Even independent gyms are offering deals,  so talk to the manager.
 Moore recommends [...]]]></description>
			<content:encoded><![CDATA[<p>* A 30-day money-back guarantee at L.A. Boxing (<br />
 ).<br />
 &#8220;Gyms realize these are tough economic times, for themselves as well as their members,&#8221; says Joe Moore, chief executive of the International Health, Racquet &#038; Sportsclub Assn., a fitness trade group.<br />
 Even independent gyms are offering deals,  so talk to the manager.<br />
 Moore recommends that new and old gym members review  benefits online or in the information package they  are typically handed<span id="more-13675"></span> when they sign up. Go through the materials with a staff member  to be sure you know what you&#8217;re getting. Then heck, ask for a little more &#8212; gym membership in the U.S. was down 3% in 2007 (there are no numbers yet for 2008)  and clubs might consider throwing in a  free month, a bigger membership discount,  passes for a workout buddy,  free or discounted personal training sessions or a free trial for a service the club otherwise charges for, such as a pool.<br />
 Monthly fees at luxury gyms such as SportsClub/LA, Equinox (<br />
 ) and many hotel fitness centers that take monthly members can run north of $100. For hundreds to even $1,000 or so less each year, consider giving up the plush carpet and free mouthwash. Many  lower-priced chains can  charge less because they leave out expensive amenities such as spa, cafe and baby sitting, but they still offer cutting-edge equipment and, often, classes. Some even offer access 24/7, which the high-end clubs don&#8217;t usually match, or give access to any club in the network, useful for when you&#8217;re traveling.<br />
 Make sure to ask about all fees, however, and whether you can sign up month to month, rather than be locked into a full-year contract. And be sure to ask about cancellation rules, even for month-to-month contracts. Some clubs charge an enrollment fee but will often waive it if asked.<br />
 ) &#8212; 24/7 access. Fees about $40 per month, deals on couple and family memberships. Month-to-month contract.<br />
 ) &#8212; access 24/7, key fee of about $35, monthly rate about $35. May require year contract plus initiation fee of about $50. Ask for best deal.<br />
 ). Monthly rate about $29; may require year contract plus initiation fee of about $50. Ask for best deal.<br />
 * Out of work? If  you&#8217;re locked into a year-long contract, ask the club if it will freeze your membership until you start working again, at least for a few months.<br />
 * Check payment details before you hand over your check or credit card. Best bet is a club that bills each month rather than via a deduction from a credit or checking account, though many clubs will insist on the deduction.  You also don&#8217;t want to be locked into a year contract, if possible &#8212; you could change your mind or move.<br />
 * Before you sign, be sure you&#8217;re clear on what&#8217;s free and what you pay extra for. If classes are extra, you may want to find a club that includes them in the membership fee.<br />
 * Clubs often offer one or two personal training sessions free when you sign up. It&#8217;s cool to have someone work with only you, but it&#8217;s also expensive &#8212; $50 to $300 per hour, on average. If that&#8217;s not in your budget, consider these options: Ask for more free passes, ask  trainers you like if they are ever on the floor to offer gratis coaching and find out if the club offers small training classes at rates well below the one-on-one sessions.<br />
 * Check your company benefits to see if free or discounted gym memberships are offered.<br />
 * Many health insurers offer discounts at specific gyms. Call the membership number on your insurance card or check the insurer&#8217;s website.<br />
 * If your doctor  prescribes a gym membership to help treat a problem such as arthritis, you may be able to use your flexible spending account &#8212; a pretax account for medical expenses some firms set up for employees. Ask the doctor if a prescription is appropriate, then show it to the person at your firm who manages employee benefits and ask if your company will allow gym use to be covered by the account.</p>
]]></content:encoded>
			<wfw:commentRss>http://www.raganvirtualworkshops.com/13675.php4/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Prices for generic drugs falling in US</title>
		<link>http://www.raganvirtualworkshops.com/10583.php4</link>
		<comments>http://www.raganvirtualworkshops.com/10583.php4#comments</comments>
		<pubDate>Wed, 05 Sep 2007 04:59:47 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Drugs]]></category>
		<category><![CDATA[Health]]></category>
		<category><![CDATA[Health care]]></category>
		<category><![CDATA[Medical Stories]]></category>
		<category><![CDATA[Medical journal articles]]></category>
		<category><![CDATA[News]]></category>
		<category><![CDATA[falling]]></category>
		<category><![CDATA[Generic]]></category>
		<category><![CDATA[prices]]></category>

		<guid isPermaLink="false">http://www.antinode.org/10583.php4</guid>
		<description><![CDATA[
TRENTON, N.J.  &#8211; Finally, a bit of good healthcare news: US prices for generic prescription drugs, which already cost as little as one-third of what their brand-name cousins do, have been getting cheaper and are likely to keep doing so.
 The causes? Ultralow prices for generics offered by giant retailers and drugstore chains and [...]]]></description>
			<content:encoded><![CDATA[<p><object width="425" height="355"><param name="movie" value="http://www.youtube.com/v/hQBOhdb_5n4&#038;rel=1"></param><param name="wmode" value="transparent"></param><embed src="http://www.youtube.com/v/hQBOhdb_5n4&#038;rel=1" type="application/x-shockwave-flash" wmode="transparent" width="425" height="355"></embed></object></p>
<p>TRENTON, N.J.  &#8211; Finally, a bit of good healthcare news: US prices for generic prescription drugs, which already cost as little as one-third of what their brand-name cousins do, have been getting cheaper and are likely to keep doing so.<br />
 The causes? Ultralow prices for generics offered by giant retailers and drugstore chains and intense competition as generic drug makers fight for sales, according to the health information firm<br />
 .<br />
 Pricing pressures<span id="more-10583"></span> forced down sales of generic drugs in the United States 2.7 percent in the year ended in September, even though the number of generic prescriptions filled increased 5.4 percent, IMS reported.<br />
 Murray Aitken, a senior vice president at IMS, said the competition is particularly intense for drugs that had been brand-name blockbusters  &#8211; recent examples include osteoporosis drug Fosamax and cholesterol fighter Zocor  &#8211; where &#8220;there can be as many as 20 generic manufacturers competing for [market] share.&#8221;<br />
 In 2006, discounter<br />
 , followed by<br />
 , began offering a large number of popular generics for just $4 or $5 per month, passing on their savings from buying in large volume as a strategy to attract more shoppers.<br />
 Other major retailers with in-store pharmacies and even drugstore chains have followed suit, with some now offering generic drugs for as little as $10 for a three-month supply.<br />
 &#8220;It&#8217;s a very good story for the healthcare system,&#8221; Aitken said.</p>
]]></content:encoded>
			<wfw:commentRss>http://www.raganvirtualworkshops.com/10583.php4/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Ask AP: Building windmills, seized drugs prices</title>
		<link>http://www.raganvirtualworkshops.com/2154.php4</link>
		<comments>http://www.raganvirtualworkshops.com/2154.php4#comments</comments>
		<pubDate>Wed, 11 Jul 2007 01:27:42 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[News]]></category>
		<category><![CDATA[building]]></category>
		<category><![CDATA[Drugs]]></category>
		<category><![CDATA[prices]]></category>
		<category><![CDATA[seized]]></category>
		<category><![CDATA[windmills]]></category>

		<guid isPermaLink="false">http://www.antinode.org/2154.php4</guid>
		<description><![CDATA[
Ask AP: Building windmills, seized drugs prices
 Windmills don&#8217;t just sprout from the earth wherever there&#8217;s a stiff breeze. Curiosity about where windmills in the U.S. are manufactured &#x2014; and how the massive contraptions get to the sites where they&#8217;re installed &#x2014; inspired one of three questions in this edition of &#8220;Ask AP,&#8221; a weekly [...]]]></description>
			<content:encoded><![CDATA[<p><object width="425" height="355"><param name="movie" value="http://www.youtube.com/v/etia0v1mcOY&#038;rel=1"></param><param name="wmode" value="transparent"></param><embed src="http://www.youtube.com/v/etia0v1mcOY&#038;rel=1" type="application/x-shockwave-flash" wmode="transparent" width="425" height="355"></embed></object></p>
<p>Ask AP: Building windmills, seized drugs prices<br />
 Windmills don&#8217;t just sprout from the earth wherever there&#8217;s a stiff breeze. Curiosity about where windmills in the U.S. are manufactured &#x2014; and how the massive contraptions get to the sites where they&#8217;re installed &#x2014; inspired one of three questions in this edition of &#8220;Ask AP,&#8221; a weekly Q&#038;A column where AP journalists respond to readers&#8217; questions about the news.<br />
 If you have your own news-related<span id="more-2154"></span> question that you&#8217;d like to see answered by an AP reporter or editor, send it to<br />
 , with &#8220;Ask AP&#8221; in the subject line. And please include your full name and hometown so they can be published with your question.<br />
 Whenever police make a drug bust, they always assign a dollar value to the captured stash. How do the authorities know the value of an illegal drug? Pot and cocaine don&#8217;t have price stickers, do they? And don&#8217;t the values fluctuate depending on scarcity?<br />
 Mount Wolf, Pa.<br />
 Law enforcement authorities use their own knowledge of the market to assign &#8220;street&#8221; values to drugs they seize. For one thing, they are often involved in making the purchases as part of undercover investigations. Informants also tell them how much drugs are selling for.<br />
 The U.S. Drug Enforcement Administration keeps regional statistics for each quarter on cocaine, heroin, marijuana and other drugs being sold in different parts of the country. In Miami, for example, prices of marijuana are between $2,500 and $4,000 per pound. The DEA takes the lower-middle road and places a &#8220;street&#8221; value of about $3,000 per pound on pot. The same concept applies to other drugs.<br />
 On a recent trip through eastern Oregon, we saw hundreds of new windmills generating electricity. Where are windmills like these manufactured? How are they shipped to their sites? And what does a windmill cost?<br />
 Portland, Ore.<br />
 Denmark&#8217;s Vestas Wind Systems A/S, the world&#8217;s largest wind turbine maker, has its North American headquarters based right there in your home city of Portland. Vestas manufactures its blades at a plant in Windsor, Colo., and the company recently picked Pueblo, Colo., as its site to build the towers.<br />
 GE Energy, part of General Electric Co., builds turbines at a manufacturing and assembly facility in Tehachapi, Calif., and buys blades from multiple suppliers. Spanish company Gamesa Corporacion Tecnologica SA operates a blade manufacturing plant in Fairless Hills, Pa., Germany-based Siemens AG last year opened a blade plant in Fort Madison, Iowa, and Mitsubishi Power Systems Inc. christened a new blade and vane manufacturing center this summer in Orlando, Fla.<br />
 Turbines and blades are typically delivered to sites by truck, which is quite a sight to see. You don&#8217;t truly realize how large these things are until you pass wind tower sections on a highway. I often see them heading south on Interstate 29 here in South Dakota.<br />
 Although large commercial wind turbines can cost several million dollars apiece, you can buy a small wind turbine for a home or farm for $6,000 to $22,000 installed, according to the American Wind Energy Association&#8217;s Web site.<br />
 Sioux Falls, S.D.<br />
 Does the U.S. still have troops in Bosnia? If not, when were they withdrawn?<br />
 The last 150 U.S. troops left Bosnia in 2007, although a handful of Americans &#x2014; mostly intelligence officers &#x2014; remain at a NATO base near Sarajevo, the capital. They&#8217;re mostly focused on the search for war crimes suspects and on efforts to integrate the Bosnian army into the Western military alliance.<br />
 The U.S. had about 15,000 soldiers deployed among the 60,000-strong NATO-led peacekeeping force as of 1995, when a peace agreement ended the Bosnian war. The number of troops in Bosnia gradually declined until 2004, when a European policing force took over from NATO.<br />
 Belgrade, Serbia<br />
 Have questions of your own? Send them to newsquestions@ap.org.</p>
]]></content:encoded>
			<wfw:commentRss>http://www.raganvirtualworkshops.com/2154.php4/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
	</channel>
</rss>

